Heritage Union Group is committed to full transparency in how we operate, communicate, and charge for our services. Below you'll find our core disclosure documents, including terms and conditions, our fee schedule, and how we handle your information.
Core Documents
Electronic Communications Consent
Your consent to receive statements, notices, and disclosures electronically.
Learn moreAccount Charges & Fee Structure
The charges outlined below form part of the Bank's Charges and are applicable where relevant to account operations and transaction processing. All applicable fees are assessed in accordance with the terms governing the account relationship.
| Charge Type | Applicable To | Rate | Application |
|---|---|---|---|
| Account Scrutiny Fee | Compliance & Account Review | 1.6949% | The Account Scrutiny Fee is levied in connection with the examination and verification of an account where regulatory, compliance, operational, or risk assessment procedures require a formal review. The assessment of this charge authorizes the commencement of the scrutiny process, during which the Bank conducts all necessary internal validation procedures. The completion of the review is required before the account may proceed to the next stage of transaction authorization. |
| Processing Fee | Withdrawals & Fund Transfers | 0.84% – 2.30% |
The account holder acknowledges and agrees that a one-time processing fee shall be payable before any withdrawal, transfer, or other debit transaction can be initiated. This fee covers transaction handling, payment routing, operational processing, and execution services associated with the requested transaction. The applicable fee shall be calculated based on the current account balance at the time the transaction request is submitted, with the applicable rates determined in accordance. By signing this agreement, the account holder confirms understanding and acceptance of this condition. $30,000 – $99,999.99 (0.84%)$100,000 – $499,999.99 (1.02%) $500,000 – $5,000,000 (1.69%) |
Other Important Information
Other important information
Find other information that may be important to you, including how to resolve a complaint, how how we manage personal and credit related information, our website terms of use, and more.