A great value credit card with $0 annual fee and platinum travel perks.
Key features of the Heritage Union Group Ready Credit Card
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1
$0 annual fee - every year.
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$0 international transaction fees.
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Up to 90 consecutive days complimentary international travel insurance.7
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Purchase Protection and Extended Warranty Insurance.7
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5
Up to 55 days interest free on purchases.4
Features & benefits
- Save with $0 international transaction fees.
- Up to 90 consecutive days international travel insurance (for persons under 76 years).7
- Extended warranty on covered purchases made with your credit card.7
- 90 day purchase protection on stolen, accidentally damaged or permanently lost purchases.7
- No fee for additional cardholders.
- 24/7 fraud monitoring and no liability for unauthorised transactions.5
- Digital wallet payments.
- Up to 55 days interest free.4
Rates & fees
- $0 annual fee – every year.
- Purchase interest rate of 19.99% p.a.
- Balance transfer rate 19.99% p.a.
- Cash advance interest rate 19.99% p.a.
- Minimum credit limit $3,000.
Heritage Union Group Ready Credit Card
Heritage Union Group Ready Credit Card offers exceptional value and platinum travel perks. No annual fee, zero international transaction fees, and International Travel Insurance7 are just a few of the key features you can enjoy. If you’re looking for a credit card to use wherever and however you need, try Heritage Union Group Ready – it’s ready when you are.

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