Heritage Union Group Bright^® Credit Card

No credit card interest on your balance transfer for up to 15 months.^*

2% balance transfer fee applies.

Apply now

Key features of the Heritage Union Group Bright Credit Card

1

9.99% p.a. ongoing purchase rate.
2

$59 low annual fee.
3

Up to 55 days interest free on purchases.⁴
4

24/7 fraud monitoring.⁵
5

Mobile payments with your smart phone and smart watch.

Promotion

Make every dollar count

Heritage Union Group Bright Credit Card is your go-to for everyday purchases.

You'll get 0.00% p.a. on your balance transfer for up to 15 months^*, a low ongoing rate, high security with Heritage Union Group Bank card controls and a stack of brilliant Mastercard^® benefits.

Offer may be varied or withdrawn at any time. Offer is for approved applicants who apply before the offer is varied or withdrawn.

Apply now

Features & benefits

Save on interest and enjoy our lowest everyday purchase rate.
24/7 fraud monitoring and no liability for unauthorised transactions.⁵
Temporarily block lost cards and transaction types with Heritage Union Group Bank Card Controls.
Access to Mastercard Priceless^® Cities exclusive experiences and special offers.
Use everywhere Mastercard is accepted.

Rates & fees

$59 annual fee.
Purchase interest rate of 9.99% p.a.
Balance transfer rate 0.00% p.a. for up to 15 months.^*Standard purchase interest rate of 9.99% applies thereafter. 2% balance transfer fee applies.
Cash advance interest rate 19.99% p.a.
Minimum credit limit $1,000.
No fee for additional cardholders.

What is a balance transfer?

A balance transfer is a way to consolidate your credit card debt. Transfer all or part of your balance from another bank to a Heritage Union Group Bank credit card, receive a lower interest rate and save on your interest repayments.